Florida life insurance license exam
The format, what the outline weighs, and 589 practice questions written against Florida's own exam outline and insurance law.
What the Florida exam covers
Share of scored questions per section, from the Pearson VUE outline. State-law sections are marked in orange. Official handbook
How to get a Florida life insurance license
- Check the requirements with the Florida department of insurance — including whether a pre-licensing course is required for your line.
- Book the Florida Agent's Life (including Annuities & Variable Contracts) exam with Pearson VUE and read the current candidate handbook.
- Pass the exam — 60 of 85 scored questions in 120 minutes.
- Complete fingerprints and the license application as the state directs, then get appointed by the insurer you will sell for.
The full walkthrough is in how to get a life insurance license.
Three from the Florida bank. Try them.
An indexed universal life policy's referenced index has a negative result for the crediting period. Which contract feature should the owner examine to determine the lowest credited rate?
Answer and explanation
An annually renewable term policy is renewed for another year. What happens to the premium and to the evidence of insurability?
Answer and explanation
What feature of a Market Value Adjusted (MVA) annuity alters early surrender values based on interest rate shifts?
Answer and explanation
Florida exam questions, answered
How many questions are on the Florida life insurance exam?
85 scored questions plus up to 10 unscored pretest questions, in 120 minutes. The pretest questions are not identified, so answer every question.
What score do you need to pass the Florida life insurance exam?
70% of the scored questions — 60 correct out of 85. That leaves room for 25 misses.
Who administers the Florida life insurance exam?
Pearson VUE. Book through the provider and read its current candidate handbook for ID rules, fees and scheduling.
How much of the Florida exam is state law?
About 42% by the published outline weights — its sections include the largest single block of the exam. It is the part generic national materials cover least.
Is there a free Florida life insurance practice test?
Yes — 20 questions from our Florida bank with explanations and sources, plus a free 10-question check that builds a study plan from your exam date.
How to Get a Life Insurance License: The Steps, in Order
Life Insurance Exam Format by State: Questions, Time and Pass Mark
How Hard Is the Life Insurance Exam? What Actually Trips People Up
Study for Florida, not for “any state”.
589 questions, mock exams in the real 85-question format, and a plan from your exam date.