Texas life insurance license exam

Texas Life Agent · Pearson VUE

The format, what the outline weighs, and 590 practice questions written against Texas's own exam outline and insurance law.

80scored questions + up to 10 pretest
120minutes
70%to pass — 56 of 80
38%Texas law sections, by outline weight

How to get a Texas life insurance license

  1. Check the requirements with the Texas department of insurance — including whether a pre-licensing course is required for your line.
  2. Book the Texas Life Agent exam with Pearson VUE and read the current candidate handbook.
  3. Pass the exam56 of 80 scored questions in 120 minutes.
  4. Complete fingerprints and the license application as the state directs, then get appointed by the insurer you will sell for.

The full walkthrough is in how to get a life insurance license.

Three from the Texas bank. Try them.

Types of Policies

What primary guarantee is provided to the owner of a fixed annuity contract during the accumulation phase?

Answer and explanation
Answer: B. Fixed annuities guarantee principal preservation and a minimum interest rate backed by the insurer's general account.Source: NAIC Annuity Buyer's Guide — PDF page 3, Fixed Annuities
Types of Policies

A client wants permanent life insurance but wants all required premiums completed within 20 years. Which policy best matches that goal?

Answer and explanation
Answer: B. Limited-payment whole life compresses premium payments into a shorter period while the coverage is designed to last for life. The term choices provide temporary protection, and an annuity is not life insurance protection on the client’s life.Source: NAIC — Life Insurance — Whole Life Insurance > Types of whole life insurance > Limited payment whole life insurance
Types of Policies

What indexed feature defines a Fixed Indexed Annuity (FIA)?

Answer and explanation
Answer: D. FIAs link returns to an equity index performance while protecting principal from negative market performance.Source: NAIC Annuity Buyer's Guide — PDF page 4, Fixed Indexed Annuities

Texas exam questions, answered

How many questions are on the Texas life insurance exam?

80 scored questions plus up to 10 unscored pretest questions, in 120 minutes. The pretest questions are not identified, so answer every question.

What score do you need to pass the Texas life insurance exam?

70% of the scored questions — 56 correct out of 80. That leaves room for 24 misses.

Who administers the Texas life insurance exam?

Pearson VUE. Book through the provider and read its current candidate handbook for ID rules, fees and scheduling.

How much of the Texas exam is state law?

About 38% by the published outline weights — its sections include the largest single block of the exam. It is the part generic national materials cover least.

Is there a free Texas life insurance practice test?

Yes — 20 questions from our Texas bank with explanations and sources, plus a free 10-question check that builds a study plan from your exam date.

Study for Texas, not for “any state”.

590 questions, mock exams in the real 80-question format, and a plan from your exam date.

Take the free test Practice all 590 Texas questions

Scan with your iPhone camera

It opens the App Store on your phone — practice fits in the commute and between calls.

Other states: Florida · Georgia · New York