New York life insurance license exam

New York Life Insurance Agent/Broker · PSI

The format, what the outline weighs, and 621 practice questions written against New York's own exam outline and insurance law.

100scored questions + up to 10 pretest
120minutes
70%to pass — 70 of 100
10%New York law sections, by outline weight

How to get a New York life insurance license

  1. Check the requirements with the New York department of insurance — including whether a pre-licensing course is required for your line.
  2. Book the New York Life Insurance Agent/Broker exam with PSI and read the current candidate handbook.
  3. Pass the exam70 of 100 scored questions in 120 minutes.
  4. Complete fingerprints and the license application as the state directs, then get appointed by the insurer you will sell for.

The full walkthrough is in how to get a life insurance license.

Three from the New York bank. Try them.

Insurance Regulation

When must a licensee give a customer the initial privacy notice required by Regulation 169?

Answer and explanation
Answer: B. Regulation 169 requires the initial notice of privacy policies and practices not later than when the licensee establishes a customer relationship, with narrow exceptions permitting a reasonable time afterwards. A thirty day rule, the first anniversary and a request-driven notice are not the standard.Source: New York Reg. 169, 11 NYCRR 420.4 — 11 NYCRR 420.4(a)(1)
Insurance Regulation

A producer's home state licence was cancelled two months ago. Under section 2103(g)(11), may a nonresident New York licence still be issued without examination?

Answer and explanation
Answer: B. Section 2103(g)(11) reaches an applicant who is currently licensed in the other state or who applies within ninety days of the prior licence's cancellation, provided good standing is certified. Two months falls inside that window, so the thirty-day and one-year figures and the currently-in-force reading are wrong.Source: N.Y. Ins. Law § 2103 — § 2103(g)(11)
Insurance Regulation

A temporary licence has been issued after the death of an agent. What may the temporary licensee generally do with the agency's book of business?

Answer and explanation
Answer: A. Section 2109 issues the licence without a written examination and holds the temporary licensee to servicing, with new solicitation, negotiation and sales withheld except for the title insurance agent case. Passing an examination and limiting new sales to existing customers are not the distinctions the section draws.Source: N.Y. Ins. Law § 2109 — § 2109

New York exam questions, answered

How many questions are on the New York life insurance exam?

100 scored questions plus up to 10 unscored pretest questions, in 120 minutes. The pretest questions are not identified, so answer every question.

What score do you need to pass the New York life insurance exam?

70% of the scored questions — 70 correct out of 100. That leaves room for 30 misses.

Who administers the New York life insurance exam?

PSI. Book through the provider and read its current candidate handbook for ID rules, fees and scheduling.

How much of the New York exam is state law?

About 10% by the published outline weights. It is the part generic national materials cover least.

Is there a free New York life insurance practice test?

Yes — 20 questions from our New York bank with explanations and sources, plus a free 10-question check that builds a study plan from your exam date.

Study for New York, not for “any state”.

621 questions, mock exams in the real 100-question format, and a plan from your exam date.

Take the free test Practice all 621 New York questions

Scan with your iPhone camera

It opens the App Store on your phone — practice fits in the commute and between calls.

Other states: Texas · Florida · Georgia