Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products

A Florida life policy purports to give the insurer sixty days to pay an agreed settlement. What is the effect?

Answer and explanation
Answer: B. Section 627.4265 requires payment no later than 20 days after a written settlement is reached, with interest at 12 percent thereafter. A policy provision purporting to give the insurer longer than the statute allows reduces a statutory protection and cannot displace it. Representation by counsel does not change that, and the statute does not void the settlement.Source: Fla. Stat. § 627.4265 — 627.4265 as a minimum standard

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