Florida Statutes, Rules, and Regulations Common to All Lines

A Florida policyholder learns that a reinsurer stands behind part of the insurer's risk and wants to claim against the reinsurer directly. What does section 624.610 provide?

Answer and explanation
Answer: C. Section 624.610(10) states that no person, other than the ceding insurer, has any rights against the reinsurer which are not specifically set forth in the contract of reinsurance or in a specific written, signed agreement between the reinsurer and that person. Absent such a term, none of the direct-claim routes described are open.Source: Fla. Stat. § 624.610 — 624.610(10), Rights of other persons

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