Georgia Laws, Rules, and Regulations Pertinent to Life, Accident, and Sickness Insurance
A Georgia insurer charges a higher rate to an applicant whose health history places him in a different underwriting class. Is that unfair discrimination?
Answer and explanation
Answer: D. Section 33-6-4(8) prohibits unfair discrimination between individuals of the same class, so a difference that follows from placing applicants in different classes is not what the provision reaches. Consent does not enter the test, and the Commissioner's oversight of rates does not displace the statutory standard.Source: O.C.G.A. § 33-6-4 — 33-6-4(8), Same class requirement
More georgia laws, rules, and regulations pertinent to life, accident, and sickness insurance questions
- Which conviction is a ground for license action under section 33-23-21?
- Which enumerated practice concerns an insurer that does not try to settle when liability is clear?
- Which forms of communication does section 33-6-4(1) name?
- Which of these appears in section 33-23-21 even though it does not concern insurance conduct?
- Which of these does section 33-6-4(2) expressly cover?
- Which relationships does Georgia's definition of controlled business reach?
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