Completing the Application, Underwriting, Delivering Policies, Contract Law
A health provider receives a valid HIPAA authorization directing disclosure of specified records to a life insurer for underwriting. How does HIPAA's minimum-necessary standard apply to that authorized disclosure?
Answer and explanation
Answer: A. HHS explains that the HIPAA minimum-necessary standard does not apply to a use or disclosure made pursuant to an individual's valid authorization. A provider may disclose the medical information requested within that authorization to the life insurer for underwriting.Source: U.S. Department of Health and Human Services — HIPAA Minimum Necessary FAQ — FAQ 210, disclosure to a life insurer for underwriting pursuant to authorization
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