Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products

A lender wishes to cover its borrowers, and a credit union wishes to cover its members, each under a group life contract. How does Florida treat these?

Answer and explanation
Answer: A. Section 627.553 provides for debtor groups and section 627.556 provides for credit union groups, so both arrangements fall within recognised categories. An employment relationship is required only for employee groups under section 627.552, and association groups under section 627.5567 are a separate category from credit union groups.Source: Fla. Stat. §§ 627.552-627.5567 — 627.553 and 627.556, Debtor and credit union groups

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