Florida Statutes, Rules, and Regulations Common to All Lines

A single licensed agent works alone under her own name, employs no other licensees, and appoints none. What does Florida law say about agency licensure?

Answer and explanation
Answer: B. Section 626.112 exempts from agency licensing an insurance agency owned and operated by a single licensed agent who conducts business in his or her individual name and does not employ, use the services of, or appoint other licensees. The exemption turns on operating alone under one's own name, not on premium volume, and the statute does not substitute a registration step.Source: Fla. Stat. § 626.112 — 626.112, Agency licensing exemption

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