Georgia Rules and Codes Pertinent to Life Insurance Only
An advertisement for a Georgia insurer's product was written by an independent agency the insurer did not review. Who is responsible under rule 120-2-11?
Answer and explanation
Answer: B. Rule 120-2-11-.04 makes insurers responsible for all advertisements of their policies regardless of who creates them, which is why the same rule requires a system of control. Authorship and distribution do not displace that responsibility, and it does not wait on proof that a consumer was misled.Source: Ga. Comp. R. & Regs. r. 120-2-11-.04 — 120-2-11-.04, Responsibility regardless of author
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