Florida Statutes, Rules, and Regulations Common to All Lines

An agent is licensed and appointed for life insurance only, and a client asks about a health product the agent is not appointed to write. What does Florida law permit?

Answer and explanation
Answer: A. Section 626.112(1) bars an agent from soliciting or transacting any kind of insurance for which he or she is not then licensed and appointed, so authority runs line by line rather than insurer by insurer. Quoting is soliciting, a single appointment does not extend across lines, and the statute supplies no pending-appointment window.Source: Fla. Stat. § 626.112 — 626.112(1), Scope of the appointment

On the exam in: Florida · difficulty: hard

589 Florida questions like this one.

Every answer explained, the ones you miss come back on a spaced schedule, and a plan built from your exam date.

Take the free test Practice all 589 Florida questions

Scan with your iPhone camera

It opens the App Store on your phone — practice fits in the commute and between calls.