Florida Statutes, Rules, and Regulations Common to All Lines
An agent is licensed and appointed for life insurance only, and a client asks about a health product the agent is not appointed to write. What does Florida law permit?
Answer and explanation
Answer: A. Section 626.112(1) bars an agent from soliciting or transacting any kind of insurance for which he or she is not then licensed and appointed, so authority runs line by line rather than insurer by insurer. Quoting is soliciting, a single appointment does not extend across lines, and the statute supplies no pending-appointment window.Source: Fla. Stat. § 626.112 — 626.112(1), Scope of the appointment
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