Florida Statutes, Rules, and Regulations Common to All Lines

An agent receives premium from an applicant and an unrelated consulting fee from the same person on the same day. Which is a trust fund?

Answer and explanation
Answer: C. Section 626.561(1) makes trust funds of premiums, return premiums, and other funds belonging to insurers or others that the licensee receives in transactions under the licence. The premium meets that description, while a fee for unrelated consulting does not. The character of the funds does not wait on policy issue, and it is not fixed by who handed them over.Source: Fla. Stat. § 626.561 — 626.561(1), Funds received under the licence

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