Texas Statutes and Rules Common to Life and Health Insurance

An annuity advertisement uses a testimonial from a customer who is not a spokesperson. What must the testimonial reflect?

Answer and explanation
Answer: D. Section 21.107(e)–(f) addresses current personal opinions or experiences, applicability and accurate reproduction. Subsection (h) restricts promises of future policy outcomes. These requirements are different from an unsupported assertion that every testimonial must describe the average buyer’s result.Source: Texas Department of Insurance — 28 TAC §21.107(e)–(h)

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