Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products

An employee leaves a Florida group plan that also covered a spouse and children. What happens to the dependants' coverage?

Answer and explanation
Answer: D. Section 627.5575 governs group life insurance for dependants and section 627.566 supplies the conversion right when eligibility terminates, so the outcome turns on the dependent terms of the plan read with the conversion provisions. There is no automatic free continuation, no statutory transfer to another employer's plan, and no rule that all rights simply cease.Source: Fla. Stat. §§ 627.551-627.5575 — 627.5575 read with 627.566

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