Texas Statutes and Rules Pertinent to Life Insurance Only
An insurer wants to contest a Texas policy using a statement the applicant made on the application, but no copy of the application was attached to the policy. What is the result?
Answer and explanation
Answer: B. Attachment is what brings the application into the contract. Without it, the entire contract provision keeps the insurer from relying on application statements to contest the policy.Source: Texas Insurance Code — Tex. Ins. Code ch. 1101, attachment of the application
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