Life Insurance Basics
An underwriter wants records from the applicant's doctor. What must be in place first?
Answer and explanation
Answer: B. Medical records are released only on the individual's written authorization, which is taken with the application and is time limited. No court process is used, and neither the beneficiary's consent nor a provisional declination is required.Source: PSI — New York DFS Insurance Candidate Information Bulletin — Outline, attending physician statement
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