Texas Statutes and Rules Common to Life and Health Insurance

An unlicensed office assistant is paid a bonus for each prospect she refers who later buys a policy. How does Texas law view the arrangement?

Answer and explanation
Answer: C. An unlicensed person may make a purely nominal referral without discussing coverage, but compensation contingent on a sale converts the activity into unlicensed solicitation.Source: Texas Insurance Code — Tex. Ins. Code ch. 4001, compensation of unlicensed persons

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