Georgia Laws, Rules, and Regulations Pertinent to Life, Accident, and Sickness Insurance

Georgia's definition of insurance contains an element that many state definitions leave out. Which is it?

Answer and explanation
Answer: A. Section 33-1-2(4) defines insurance as a contract which is an integral part of a plan for distributing individual losses whereby one undertakes to indemnify another or to pay a specified amount or benefits upon determinable contingencies. The loss-distribution element sits alongside indemnity, while filing, licensure, and beneficiary designation are separate requirements found elsewhere.Source: O.C.G.A. § 33-1-2 — 33-1-2(4), Insurance defined

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