Georgia Rules and Codes Pertinent to Life Insurance Only

How do the record-keeping duties of the replacing insurer and the existing insurer differ under rule 120-2-24-.06?

Answer and explanation
Answer: C. Rule 120-2-24-.06(3) requires the replacing insurer to keep the notice, communications, the applicant's signed statement, and a replacement register cross indexed by replacing agent and existing insurer, while (4) requires the insurer receiving the notice to keep copies indexed by the notifying insurer. Both keep records, and the retention period runs at least three years.Source: Ga. Comp. R. & Regs. r. 120-2-24-.06 — 120-2-24-.06(3) compared with (4)

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