Florida Statutes, Rules, and Regulations Common to All Lines

How does Florida law characterise premiums an agent receives in a transaction under the licence?

Answer and explanation
Answer: B. Section 626.561(1) states that all premiums, return premiums, and other funds belonging to insurers or others that an agent receives in transactions under the licence are trust funds received in a fiduciary capacity. Treating them as agency revenue, as pledgeable collateral, or as funds owed back to the client in every case all miss the fiduciary characterisation the statute imposes.Source: Fla. Stat. § 626.561 — 626.561(1), Trust funds

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