Florida Statutes, Rules, and Regulations Common to All Lines

How does the Florida Insurance Code define insurance?

Answer and explanation
Answer: A. Section 624.02 defines insurance as a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. The definition turns on indemnity or a determinable benefit tied to a contingency, not on investment of premium, not on reimbursing any loss whatever, and not on a filing or member-sharing requirement.Source: Fla. Stat. § 624.02 — 624.02, Insurance defined

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