Texas Statutes and Rules Pertinent to Life Insurance Only

How is the maximum benefit amount of a credit life insurance policy constrained under Texas law?

Answer and explanation
Answer: B. Under TIC § 1151.005, initial credit life coverage cannot exceed the total amount of debt owed, and coverage decreases as debt is repaid.Source: Texas Insurance Code Chapter 1151 — § 1151.005, Amount of Credit Life

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