Annuities

What characterizes a single premium immediate annuity?

Answer and explanation
Answer: A. A single premium immediate annuity is bought with one payment and starts paying income within roughly one payment interval, commonly within a year. A deferral after a single payment describes a single premium deferred annuity, and a series of payments describes a flexible premium contract.Source: PSI — New York DFS Insurance Candidate Information Bulletin — Outline, single premium immediate annuities

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