Policy Riders, Provisions, Options, and Exclusions
What does an accidental death benefit rider generally provide when the insured dies from a covered accident?
Answer and explanation
Answer: A. An accidental death benefit rider provides an additional amount when death results from a covered accident. Its age limits, exclusions, and covered causes are defined by the rider.Source: New York State Department of Financial Services — Life Insurance Information for Consumers — Optional Riders & Supplemental Benefits > Accidental Death Benefit
More policy riders, provisions, options, and exclusions questions
- When does the free-look period for a newly delivered life insurance policy begin?
- When is a contingent beneficiary generally next in line to receive life insurance proceeds?
- Where is the insurer's fundamental obligation to pay the death benefit upon receipt of proof of death set forth?
- Which beneficiary designation generally allows the owner to make a change without the beneficiary's consent?
- Which description best identifies the coverage supplied by a term rider?
- Which dividend option allows a participating policyowner to purchase additional small paid-up permanent coverage without evidence of insurability?
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