Policy Riders, Provisions, Options, and Exclusions
Which life policy exclusion addresses death caused by hazards of the insured's specifically identified job?
Answer and explanation
Answer: B. An occupation exclusion addresses death due to a specific occupation. Avocation concerns a recreational pursuit, while aviation and suicide exclusions address different hazards.Source: Interstate Insurance Product Regulation Commission — Individual Term Life Insurance Policy Standards — § 3.J. Exclusions (1)(b), Avocation, Aviation, Occupation, Foreign Travel and Foreign Residency
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