Qualified Plans

Who contributes to a SEP, and where do the contributions go?

Answer and explanation
Answer: C. IRS Publication 560 describes employer contributions to employee SEP IRAs, with a self-employed individual able to contribute to his or her own SEP IRA. The money goes into individual IRAs rather than a pooled trust, and the SEP is employer funded.Source: IRS Publication 560 — Pub 560, SEP contributions

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