Georgia Laws, Rules, and Regulations Pertinent to Life, Accident, and Sickness Insurance

Why does Georgia's definition of insurance mention a plan for distributing individual losses?

Answer and explanation
Answer: D. Section 33-1-2(4) defines insurance as a contract which is an integral part of a plan for distributing individual losses, alongside indemnity or payment on determinable contingencies. The pooling element is what marks insurance off from an ordinary promise, and it neither limits the line, the corporate form, nor the filing status.Source: O.C.G.A. § 33-1-2 — 33-1-2(4), Distributing individual losses

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