Georgia Rules and Codes Pertinent to Life Insurance Only
A Georgia agent designs and pays for an advertisement for an insurer's product without telling the insurer. Where does responsibility sit under rule 120-2-11?
Answer and explanation
Answer: C. Rule 120-2-11-.04 makes insurers responsible for all advertisements of their policies regardless of who creates them, which is why the same rule requires a system of control over content, form, and method of dissemination. Lack of knowledge does not shift that responsibility.Source: Ga. Comp. R. & Regs. r. 120-2-11-.04 — 120-2-11-.04, Who may be responsible
More georgia rules and codes pertinent to life insurance only questions
- A Georgia counselor advertises advice about existing life policies. Is that within the advertising regulation?
- A Georgia insurer receives a Replacement Notice telling it that its existing policy may be replaced, and the policyholder asks for a summary. How long does it have?
- A Georgia insurer set up an advertising control system some years ago and has not maintained it. Does the rule still bind?
- An advertisement for a Georgia insurer's product was written by an independent agency the insurer did not review. Who is responsible under rule 120-2-11?
- An advertisement is prepared outside Georgia but is intended for distribution to Georgia residents. Does rule 120-2-11 apply?
- An existing Georgia insurer receives a Replacement Notice, and the policyholder neither indicates nor requests a summary. What does the rule require?
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