Georgia Laws, Rules, and Regulations Pertinent to Life, Accident, and Sickness Insurance
A Georgia insurer does not itself set the differing rates, but knows its agents apply them within one class. Is the unfair discrimination provision engaged?
Answer and explanation
Answer: D. Section 33-6-4(8) reaches knowingly making or permitting unfair discrimination between individuals of the same class. Permitting is named alongside making, so knowledge of the practice engages the provision without the insurer originating it, and no complaint or profit element applies.Source: O.C.G.A. § 33-6-4 — 33-6-4(8), Knowingly making or permitting
More georgia laws, rules, and regulations pertinent to life, accident, and sickness insurance questions
- A Georgia claimant requests the forms needed to file a claim and receives nothing for three weeks. Which requirement has the insurer missed?
- A Georgia insurer charges a higher rate to an applicant whose health history places him in a different underwriting class. Is that unfair discrimination?
- A Georgia insurer has no shares to issue and cannot raise capital by selling equity. Which form is it?
- A Georgia insurer has no system of control over its advertisements and a misleading one reaches the public. What is the position?
- A Georgia insurer is both due for its periodic examination and under investigation for trade practices. Which authorities apply?
- A Georgia insurer refuses to pay a claim without looking into the facts. Which enumerated practice does that match?
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