Policy Riders, Provisions, Options, and Exclusions
An accidental death benefit (double indemnity) rider pays an additional death benefit under what circumstance?
Answer and explanation
Answer: A. Accidental death riders pay extra (2x or 3x face) if death is solely caused by an accident within the contractual window.Source: NAIC Life Insurance Guide — PDF page 6, Accidental Death
More policy riders, provisions, options, and exclusions questions
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- What happens to life insurance proceeds if the primary beneficiary predeceases the insured, and a contingent beneficiary is named?
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