Insurance Regulation
An insured asks a public adjuster whether the policy's exclusion is enforceable. What does section 2108 permit the adjuster to do?
Answer and explanation
Answer: B. Section 2108 forbids a public adjuster to misrepresent facts or to advise any person on questions of law. Whether an exclusion is enforceable is a legal question, so representing the insured, writing the opinion down, and the state of the claim do not change the answer.Source: N.Y. Ins. Law § 2108 — § 2108
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